Life Insurance, Suicide & the Two Year/One Year Rules
In Colorado, a life insurance company cannot use suicide to avoid payment of a death benefit if the suicide occurs more than one year after the life insurance policy is in force.
Do I Need A Trust?
Perhaps the most asked question in our office is, do I need a trust as part of my Colorado estate plan? The answer depends. There is no Colorado litmus test for who does or doesn’t need a trust. There are certain factors that influence the decision. Some clients specifically request an estate planning trust because […]