When damage occurs in condominiums or townhomes, one of the main questions is whose insurance is left holding the bag. Does the homeowner’s insurance pay? Or does the Homeowners Association’s? An Association’s responsibilities are laid out in their Covenants, Conditions, and Restrictions (“CC&Rs” or “Declaration”). However, when it comes to allocating insurance responsibilities between homeowners […]
As we approach the Fourth of July, you and many of your neighbors are probably planning to fly the American flag. However, if you live in a community governed by a homeowners association, this benign act of patriotism may be against the rules. In fact, a quick Google search reveals pages full of news articles […]
Federal and state laws protect the rights of disabled individuals who need a service dog or other service animal in places of public accommodation. Unfortunately, some individuals take advantage of this federal law to allow their pet to accompany them.
Congratulations! You have been “elected” to serve on your Homeowner Association (HOA) Board. So, what does that mean? What are your responsibilities? What should you do? The typical HOA Board is made up of four officers: President, Vice-President, Treasurer, and Secretary. The President typically prepares the meeting agenda, presides over meetings, appoints committees, execute contracts, […]
Homeowner association assessments are charges levied by the homeowner association to pay for the expenses of the community. In some homeowner associations, the assessments can be substantial because the homeowner association pays for utilities, roads and other services.
Homeowner assessments are charges levied by the homeowner association to pay for common expenses of the community. Some assessments are nominal. In other communities, the assessments can be substantial because the homeowner association pays for utilities, playgrounds, snow removal and other expenses typically paid for by the homeowner.
In the past, collecting delinquent homeowner association assessments did not require much brainpower, effort or planning. That has changed. Strapped homeowners, behind on the mortgage and owing more than the house is worth are choosing not to pay homeowner association assessments.
Most Colorado residential developments have covenants that establish the obligations of the homeowners. Disputes arise over just what a homeowner can and cannot do on his real property. When those disputes arise, the courts must interpret the covenant in dispute.
Most if not all Colorado residential developments have a homeowner association and recorded documents establishing the rules for and obligations of the homeowners. Understanding those documents help homeowners avoid fines, lawsuits and unhappy neighbors. Yet, most homeowners have never read the governing documents.
Most if not all Colorado residential developments these days have a homeowner association and recorded documents that establish the rules for and obligations of the homeowners. Understanding those documents help homeowners avoid fines, lawsuits and unhappy neighbors. Yet, most homeowners have never read the governing documents.